VA loan assumptions are one of the most underutilized tools in today’s market—and they can be a game-changer for both buyers and sellers. They are hard to come across, but when we do, they are GOLD!
What Is a VA Loan Assumption?
It’s when a buyer takes over a seller’s existing VA loan, often at a much lower interest rate than today’s rates.
Why It’s a Win for Buyers + Sellers
Buyers: Lower payments, less closing cost. Sellers: Broader buyer pool, strong marketing tool.
Current Market Opportunities
With today’s higher interest rates, VA assumptions are more valuable than ever.
Step-by-Step Assumption Process
1) Confirm loan is assumable
2) Qualify with the lender
3) Transfer loan terms
Ask me about VA Loan Assumption Opportunities today. Call/text 773-315-7005